Interesting point - I wasn’t aware that mortgage lenders use all 3 scores (haven’t been “in that market”, so to speak, for 20 years). I wonder what a lender thought when they saw something like 830/826/434?
But I did know cars and apartments just use one from recent experience - I’ve got all 6 in my family frozen at all 3 agencies and when my daughters have gotten apartments I’ve had to unfreeze whichever one was to be used. Which weirdly some of the rental places wanted to treat like a trade secret, telling me “just unfreeze all 3”. Um, no. I’ll just move along to the other place that was tied for first with you.
